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Small business funding & working capitalYour gateway
to commerce.

When traditional banks close doors, we open pathways. Fast, fair funding with requirements designed for real businesses.

$5K to $5M+ funding available

As low as $15K monthly revenue

Same-day funding available

Check your eligibility in just 15 seconds

Secure and confidential. No impact on credit score.

Business owner

WHY WE ARE DIFFERENT

Why business owners choose Seaport Funding

Traditional banks

Perfect credit required

Mountains of paperwork

Weeks of waiting

One-size fits all

Impersonal process

Seaport Funding

All credit scores

Paper-light, digital first

24-hour decisions

9 tailored solutions

Dedicated partner

San Diego skyline across the bay at sunset

OUR OFFER

Our most popular products

Term Loans

Fixed-amount financing with structured repayment schedules, ideal for business expansion, inventory purchases, or long-term investments. Predictable monthly payments make budgeting straightforward while providing capital for growth initiatives.

$20K/month revenue
600+ credit
12 months in business
Learn more about Term Loans

SBA Loans

Government-backed financing offering competitive rates and extended terms for substantial business needs like real estate acquisition, equipment purchases, or debt refinancing. Lower down payments and longer repayment periods make this one of the most affordable options for qualified businesses.

$20K/month revenue
670+ credit
24 months in business
Learn more about SBA Loans

Business Line of Credit

Revolving access to capital you can draw from as needed, paying interest only on what you use. Perfect for managing cash flow gaps, covering unexpected expenses, or keeping working capital on standby for opportunities.

$15K/month revenue
650+ credit
12 months in business
Learn more about Business Line of Credit
See all financial products

THE PROCESS

How it works

Apply

Quick online application in 5 minutes. No credit impact.

Review

Decision in 24 hours with dedicated guidance from your Funding Partner.

Funded

Capital in your account as fast as 24 hours once approved.

Seaport clients

about us

Your trusted partner in growth

Seaport Funding Group is a beacon for America's small businesses—guiding entrepreneurs through the complexity of modern financing with clarity, efficiency, and genuine partnership. Anchored in San Diego, we serve as your gateway to commerce, opening doors to capital for business owners who have been overlooked or underserved by traditional banks.

Read our story

Frequently asked questions

Minimum revenue requirements vary by program. During the review process, your Seaport Funding Partner will help determine which options align with your business profile.

No. Availability of financing products varies by state and is subject to applicable licensing and regulatory requirements. Certain products, including loan products, are offered only in states where permitted

Our funding process is designed to be simple, transparent, and tailored to your business.

  • Application: The business owner completes a secure online application or works directly with a Seaport Funding Partner to apply. This includes basic business and personal information, along with recent bank statements.

  • Underwriting & Analysis: Once the application is fully submitted, our underwriting team reviews the information and performs a cash-flow analysis. Based on your qualifications and goals, we identify the funding products that best fit your business.

  • Review of Options: Your assigned Seaport Funding Partner contacts you to walk through the available options, explain terms clearly, and answer any questions so you can make an informed decision.

  • Offer Selection & Verification: After you select an offer, we collect a valid government-issued ID and wiring instructions. You will then receive the contract, and your Seaport Funding Partner will assist you through the review and signing process.

  • Final Approval & Funding: Once the contract is signed, final underwriting is completed and banking details are verified. Funds are then disbursed directly to your account.

  • Ongoing Support: After funding, your Seaport Funding Partner stays in touch to check on your business’s progress and help identify future opportunities or additional support as your needs evolve.

The application with Seaport Funding Group will NOT affect your credit score, you can apply with confidence and learn what type of financing your business is eligible for!

Read all FAQs
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Seaport Group client consultation

When you're ready to move forward, we're here to light the way.