Merchant Cash Advance (MCA)

Capital that flexes with your revenue.

$15k/month revenue
400+ credit score
3 months time in business

Check your eligibility in just 15 seconds

Secure and confidential. No impact on credit score.

HOW IT WORKS

A Merchant Cash Advance provides rapid access to capital by leveraging your future sales. Unlike traditional loans, repayment can adjust based on your actual revenue, making MCAs a practical option to tap into future receivables.

Business owners often turn to MCAs for immediate needs: unexpected equipment repairs, time-sensitive inventory buys, bridging a cash crunch, or seizing an opportunity that can't wait for bank approvals. MCAs are known to move efficiently from application to funding, generally requiring only three to four months of bank statements to prove cash flow.

At Seaport Funding Group, we connect you with MCA solutions and believe in complete transparency. We walk you through the cost of the advance, remittance schedules, and what your daily or weekly payments will actually look like in real dollars. Our job is to help you understand exactly what you're agreeing to—so you can use this tool strategically.

When you need capital immediately and your revenue can support the payback structure, an MCA can keep your business moving forward without missing a beat.

When you're ready to move forward, we're here to light the way.

*Business financing products and program availability vary by state. Not all options are available in all locations.

Seaport Group client meeting
California coast sea view

Frequently asked questions

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Merchant Cash Advance | Fast Business Funding