Funding solutions

Funding solutions

At Seaport Funding Group, we guide business owners through the often-confusing world of financing with clarity, efficiency, and genuine partnership.

WHY WE ARE DIFFERENT

Where traditional lenders rely on rigid criteria and outdated processes, we provide accessible, common-sense funding solutions tailored to the real-world needs of America's entrepreneurs.

We believe access to capital should be driven by potential and perseverance—not perfect credit or piles of paperwork. Our mission is to break down barriers, empower business owners, and illuminate the path forward with transparent options and streamlined service. Whether you're expanding operations, managing cash flow, or seizing a timely opportunity, our suite of funding programs ensures you have reliable, responsible access to capital when you need it most.

Seaport Group client meeting

OUR OFFERING

Explore our products

Every financing relationship we build runs on trust, transparency, and a relentless focus on your success. Think of us as your beacon—cutting through the fog so you can navigate forward with certainty.

Term Loans

Fixed-amount financing with structured repayment schedules, ideal for business expansion, inventory purchases, or long-term investments. Predictable monthly payments make budgeting straightforward while providing capital for growth initiatives.

$20K/month revenue
600+ credit
12 months in business
Learn more about Term Loans

SBA Loans

Government-backed financing offering competitive rates and extended terms for substantial business needs like real estate acquisition, equipment purchases, or debt refinancing. Lower down payments and longer repayment periods make this one of the most affordable options for qualified businesses.

$20K/month revenue
670+ credit
24 months in business
Learn more about SBA Loans

Business Line of Credit

Revolving access to capital you can draw from as needed, paying interest only on what you use. Perfect for managing cash flow gaps, covering unexpected expenses, or keeping working capital on standby for opportunities.

$15K/month revenue
650+ credit
12 months in business
Learn more about Business Line of Credit

Equipment Financing

Financing specifically for purchasing or leasing business equipment, from machinery and vehicles to technology and specialized tools. Spread costs over time while preserving working capital, with terms typically aligned to the equipment's useful life.

$25K/month revenue
650+ credit
24 months in business
Learn more about Equipment Financing

Commercial Real Estate Financing

Long-term financing for purchasing, refinancing, or expanding into commercial properties including warehouses, retail locations, office buildings, and income-producing real estate. Build equity while stabilizing your business location and operations.

$25K/month revenue
600+ credit
12 months in business
Learn more about Commercial Real Estate Financing

Asset-Based Lending

Flexible credit lines secured by your business assets such as accounts receivable, inventory, equipment, or real estate. Borrowing capacity grows with your asset base, making it ideal for businesses with strong collateral but variable cash flow.

$15K/month revenue
500+ credit
6 months in business
Learn more about Asset-Based Lending

Working Capital Loan

Short-term financing designed to cover operational expenses like payroll, rent, inventory, and vendor payments during cash flow gaps. Quick access to funds helps bridge the timing mismatch between earning revenue and paying bills.

$15K/month revenue
500+ credit
6 months in business
Learn more about Working Capital Loan

Merchant Cash Advance

Rapid funding repaid through a percentage of future receivables, with payments that can adjust based on revenue. Ideal for businesses with consistent sales volume needing immediate capital.

$15K/month revenue
400+ credit
3 months in business
Learn more about Merchant Cash Advance

Consolidation

Combine multiple existing funding obligations into a single, organized payment structure with clearer terms and predictable schedules. Simplifies cash flow management and reduces administrative complexity for businesses juggling multiple commitments.

Learn more about Consolidation

Frequently asked questions

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Business Financing Services | Seaport Funding Group